At Last, HIV-Positive Americans Can Get Life Insurance


Nick Visser | Huffington Post | December 2, 2015

In a landmark policy change, a major insurer has decided to offer individual coverage to people living with the virus.

Prudential Insurance has become the first major American insurer to allow HIV-positive people to buy traditional life insurance policies.

The landmark move, which Prudential chief underwriting officer Mike McFarland announced on  World AIDS Day, reflects an important change in the perception of HIV and AIDS in America, as medical advances now allow those with the virus to live for nearly as long as the general population.

“With advances in the successful treatment of people with HIV, we are now able to offer this population the opportunity to apply for life insurance — a milestone we see as a significant step in the right direction,”  McFarland said in a statement Tuesday.

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